deposits of Lithuanian residents with credit institutions rose by €1,158.8 million, or 2.8%, over the month (their annual growth rate was 9.9%). Deposits of non-financial corporations and households increased by €295.3 million and €175.2 million, or 2.8% and 0.7%, respectively (their annual growth rates stood at 0.8% and 11.7% respectively). At the end of the month, household and non-financial corporation deposits amounted to €24.4 billion and €10.9 billion respectively. General government and financial sector deposits grew by €410.6 million and €277.7 million respectively in November, to stand at €5.6 billion and €1.4 billion respectively at the end of the month;
overnight deposits of Lithuanian non-financial corporations with credit institutions grew by €349.9 million, or 4.1%, while those of households increased by €72.0 million, or 0.4%. At the end of the month, the outstanding amounts of overnight deposits of these sectors stood at €9.0 billion and €16.5 billion respectively. Deposits with agreed maturity of households held with credit institutions rose by €94.8 million, or 1.2%, while those of non-financial corporations declined by €56.2 million, or 3.0%. The outstanding amounts of these deposits stood at €7.8 billion and €1.8 billion respectively;
loans granted by credit institutions to Lithuanian residents increased by €351.0 million, or 1.2%, month on month (their annual growth rate was 10.9%). Loans to Lithuanian households and non-financial corporations went up by €106.8 million (0.7%) and €135.1 million (1.1%) respectively (their annual growth rates stood at 8.8% and 12.4% respectively). Loans to the financial sector and general government grew by €79.8 million and €29.2 million respectively. At the end of November 2024, loans to these sectors amounted to €15.7 billion, €11.9 billion, €1.8 billion and €389.3 million respectively;
loans for house purchase and consumption granted by credit institutions to Lithuanian households increased by €104.4 million and €11.4 million, or 0.8% and 0.9% respectively month on month, whereas loans for other purposes decreased by €9.0 million, or 0.7%. In November, the outstanding amounts of these loans totalled €13.1 billion, €1.3 billion and €1.3 billion respectively, and their annual growth rates stood at 8.2%, 23.9% and 2.0% respectively;
interest rates on new business of loans granted to households by credit institutions fell by 0.30 percentage points month on month to 5.74%. Interest rates on loans for house purchase and consumption declined by 0.22 percentage points and 0.38 percentage points respectively, while those on loans for other purposes went up by 2.38 percentage points. In November 2024, interest rates on these loans comprised 4.55%, 9.21% and 8.07% respectively;
interest rates on new business of household deposits with agreed maturity held with credit institutions decreased by 0.11 percentage points month on month to 2.81%. Interest rates on deposits with agreed maturity of up to 1 month and from 1 to 6 months increased by 0.03 and 0.01 percentage points respectively, whereas those on deposits with agreed maturity from 6 months to 1 year, from 1 to 2 years and from 2 years onward decreased by 0.18, 0.18 and 0.28 percentage points respectively. Interest rates on these deposits comprised 1.82%, 2.7%, 2.94%, 3.15% and 3.10% respectively in November 2024.
