• deposits of Lithuanian residents with credit institutions increased by €1.8 billion over the month and by €6.9 billion from March 2020 (since the beginning of the COVID-19 pandemic). Household, non-financial corporation and general government deposits increased by €1 billion, €408.8 million and €360.6 million respectively over the month, while financial sector deposits went down by €7.4 million. From March 2020, household, non-financial corporation and general government deposits increased by €3.3 billion, €2.8 billion and €873.8 million respectively, while financial sector deposits declined by €21.9 million. Deposits of these sectors amounted to €18.4 billion, €9.3 billion, €3.5 billion and €773.4 million respectively at the end of December 2020;
• overnight deposits of Lithuanian households and non-financial corporations with credit institutions grew by €1.0 billion and €358.8 million respectively over the month, to €14.5 billion and €9.1 billion respectively;
• loans granted by credit institutions to Lithuanian residents decreased by €188.3 million over the month and by €583.5 million from March 2020. Loans to Lithuania’s non-financial corporations and financial sector decreased by €238.6 million and €9.6 million respectively over the month, while loans to households and the general government grew by €44.8 million and €15.2 million respectively. Since March 2020, loans to Lithuania’s non-financial corporations, financial sector and general government fell by €1.1 billion, €73.8 million and €1.2 million respectively, while loans to households rose by €550.8 million. At the end of December 2020, loans to these sectors amounted to €7.4 billion, €1.1 billion, €350.9 million and €11.0 billion respectively;
• loans for house purchase granted by credit institutions to Lithuanian households increased by €79.3 million over the month, while loans for consumption and other purposes fell by €19.0 million and €15.6 million respectively, to €9.1 billion, €709.8 million and €1.2 billion respectively;
• interest rates on new business loans granted by credit institutions to households fell by 0.07 percentage point over the month – to 3.27%. Interest rates on loans for consumption, house purchase and other purposes decreased by 0.03, 0.05 and 0.07 percentage point respectively. Interest rates on these loans comprised 9.14%, 2.21% and 5.24% respectively in December 2020;

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